Down Payment on a House: How Much Do You Really Need? - NerdWallet
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Do You Need a Down Payment to Refinance? Thinking about refinancing? Here’s what most people get wrong: \t•\tYou don’t need a down payment. Your home equity is your down payment. \t•\tWhat you do need to factor in are closing costs — usually 2% to 6% of the loan amount. \t•\tYou can pay them upfront, roll them into the loan, or even choose a “no-closing-cost” refinance, which comes with a slightly higher interest rate. So no, you don’t need a pile of cash to refinance — but you do need to run th
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