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A PPO or Preferred Provider Organization is a type of health insurance plan that allows you to see providers both in and out of the plan's network. When you see a provider in the network, you typically pay less out-of-pocket. However, you can also see providers out of the network, but you will typically pay more. As a health insurance agent, I often explain PPO networks to my clients by comparing them to other types of health insurance plans, such as HMO plans. HMOs require you to see providers
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