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0:21
Meet Jackie — our lead underwriter and mortgage pro 👋 Thinking about buying a home? Jackie’s #1 tip: don’t move your money around! Keeping your funds steady helps speed up your approval and avoids last-minute surprises. 💡 Have questions? We’ve got answers. #ThinkBenchmark #MortgageTips #HomeBuyingAdvice #MeetTheTeam #MortgageBrokerLife | Benchmark Mortgages
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💰 What is HEM & Why It Matters for Your Home Loan 🏡 It’s the benchmark lenders use to assess your living expenses. 🔹 If your declared expenses are lower than HEM, lenders use HEM. 🔹 If they’re higher than HEM, lenders use the higher amount. 🔹 Underquoting expenses won’t help—it can actually impact your application! Some lenders have policy quirks that might improve your borrowing power, so explore all your options before applying! ✅ Maximise your chances of approval! Check the links in my b
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Experts say mortgage rates may have room to fall 📉 Why? The 10-year Treasury yield — a key benchmark for mortgage rates — has been trending lower, and the gap between the two is narrowing. That’s good news if you’ve been waiting for the right time to buy or refinance. 💬 Comment your ideal rate below, and I’ll let you know when we hit your number. #MortgageRates #RealEstateTips #MarketUpdate #Michiganhones | Don McQueen
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In the trades and think you need 2 years of income to qualify for a mortgage? Not always. Whether you’re a new journeyman or even an apprentice, we work with lenders who understand how tradespeople earn — and who won’t make you wait 2 years to take the next step. Your hard work shouldn’t hold you back from homeownership. Let’s talk options that actually fit the way you work. #ThinkBenchmark #MortgageForTrades #HomeownershipForTradespeople #MortgageAdvice #JourneymanApproved #RealMortgageHelp #Mo
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🚧 New office loading… 👀✨ Big things are happening for Benchmark Mortgage in Council Bluffs! 🎉 We’ve been working behind the scenes on something pretty amazing — and we can’t wait to share it with you soon. Stay tuned for the full reveal 👇 Let’s just say… it’s giving fresh space, same hometown heart. 💙🏡 #BenchmarkMortgage #CouncilBluffs #SneakPeek #NewOfficeVibes #StayTuned #BenchmarkNeverQuits | Meggan Jensen-One Goal Mortgage-NMLS #521199
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