Beginning Jan. 28, the Thrift Savings Plan now allows participants to convert traditional (pre-tax) balances into Roth (after-tax) balances inside the TSP itself. This long-awaited change gives ...

As federal employees navigate the 2026 tax year, the TSP contribution limit has increased to $24,500, offering a fresh opportunity to boost retirement savings. Coupled with the newly available in-plan ...

The Thrift Savings Plan (TSP) has long served as a cornerstone of retirement savings for federal employees and members of the uniformed services. As retirement planning becomes more complex, TSP ...

Mike Zaino, of The Zaino Group, is a Registered Financial Consultant and National Retirement Counselor serving federal and postal employees. Federal employees have access to a valuable retirement ...

The IRS’s 2026 updates bring higher contribution limits, new deductions, and mandatory Roth catch-ups for high earners, reshaping Thrift Savings Plan and IRA strategies. Federal employees can now ...

Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...

A thrift savings plan (TSP) is a retirement savings program specifically designed for federal employees and members of the military. TSPs are considered qualified retirement plans, and this status ...