Businesses owned by people of color are one of the fastest-growing sectors in the country right now. The number of minority business enterprises (MBEs) increased by 38% from 2007 to 2012, while the ...

The CFPB has issued a final rule amending Regulation C, its Home Mortgage Disclosure Act regulation. The changes, which, in part, implement the Dodd-Frank Act’s amendments to HMDA, expand the scope of ...

With the House of Representatives preparing to take up bipartisan legislation to ease the regulatory burden on community banks, one provision of the bill continues to be misrepresented on Capitol Hill ...

You want the good news or the bad news on HMDA? Let’s go with the good news: After collecting expanded data on borrowers under the Home Mortgage Disclosure Act rule changes, lenders are going to have ...

Time is up. Well, almost up. Most of the 2015 updates to the Home Mortgage Disclosure Act rule take effect in January 2018. That’s just weeks away. But despite the looming deadline, many questions ...

On June 23, 2020, the CFPB published a new interpretive rule (the “Interpretive Rule”) to update the Home Mortgage Disclosure Act (HMDA) data fields that are used to identify “underserved” areas.

On Aug. 30, 2019, the Federal Financial Institutions Examination Council (FFIEC) announced the availability of aggregate data on mortgage lending transactions at 5,683 U.S. financial institutions (FIs ...

The Hyderabad District Consumer Commission-II also ordered HMDA to pay Rs 10,000 towards litigation costs, in a ruling that ...

Question: I have recently become aware that a Home Mortgage Disclosure Act Loan Application Register (HMDA-LAR) we previously filed for 2013 contained systemic errors. Am I required to correct and ...

Rapid access enables institutions to benchmark performance and inform lending strategy as soon as data is published. KNOXVILLE, Tenn., April 1, 2026 /PRNewswire/ -- RiskExec, Inc. ("RiskExec") is ...

What impact will the CFPB’s proposed revisions have on reporting obligations? The veteran commercial finance attorney Michael Flynn of Buchalter breaks it down. The Home Mortgage Disclosure Act 2015 ...

The release of data on mortgage originations collected under the Home Mortgage Disclosure Act has given rise to a number of articles that cite “racial disparities” in loan denial and approval rates.